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Payments & Getting Paid

KynStay doesn't process payments — money flows directly between you and your guest through whatever method works best. KynStay's job is to track what's owed, who's paid, and make sure nothing falls through the cracks.

How payments work

When a host confirms a booking for a paid stay, KynStay creates a payment record showing what the guest owes. The amount is calculated from the property's nightly rates and the guest's pricing tier discount. From there, it's a three-step process:

1

Guest sends payment directly to host

Using whatever method the host has set up — Venmo, Zelle, bank transfer, PayPal, or anything else.

2

Guest claims payment on KynStay

The guest records which payment method they used, and optionally includes a transaction reference.

3

Host confirms payment received

The host checks their account and confirms. The payment is marked as complete and both sides are notified.

Why not process payments directly?

Because you're sharing with people you know, not strangers. Direct payment means zero fees — the price you set is the price you get. Integrated KynStay payments are coming soon, with a 5% processing fee — still far less than other platforms. See our pricing guide for the full breakdown.

For Hosts

Setting up payment methods

Before your guests can pay you, set up at least one payment method so they know where to send money. You can add up to 10 methods and mark one as your preferred option — this is highlighted for guests when they view their payment details.

Supported payment methods

Zelle
PayPal
Venmo
Cash App
Bank Transfer
Wise
Revolut
SEPA Transfer
UK Bank Transfer
Check
Cash / Other

Managing payments

Your Payments dashboard organizes everything into three sections:

Awaiting Confirmation

Payments a guest has claimed to have sent. Check your account, then confirm or reject.

Outstanding

Unpaid and partially paid bookings. You can mark these as paid, record a partial payment, or comp the stay entirely.

Completed

Paid, comped, and exchange-settled stays — your full payment history.

Hosts can also mark a stay as comped (waived) if they decide not to charge. This is different from a free tier — it means the booking was priced but the host chose to waive the payment after the fact.

For Guests

Your Balances page shows everything you owe across all hosts, organized by urgency.

Claiming a payment

When you view a payment, you'll see the host's preferred payment method along with their other options. After sending money directly to the host:

1

Select the method you used

Choose which payment method you sent money through (Venmo, Zelle, bank transfer, etc.).

2

Add a reference (optional)

Include a transaction ID, date, or note so the host can find the payment in their account.

3

Submit the claim

Your host gets notified and can confirm or reject. You'll be notified either way.

If the host rejects your claim (maybe they can't find the payment), you'll see the rejection reason and can resubmit once you've sorted it out.

Payment timing and reminders

KynStay tracks the urgency of outstanding payments based on your booking dates:

Stay is more than 30 days away Future stay
Stay is 8–30 days away Upcoming
Stay is within 7 days Due soon
Stay has ended (within 7 days) Due since checkout
More than 7 days since checkout Overdue

After checkout, guests automatically receive a payment reminder email if their balance is still outstanding. This keeps things moving without the host having to send awkward follow-up messages.

Partial payments and special cases

Not every payment is a simple one-time transfer. KynStay handles several common scenarios:

Partial payments — guests can claim part of the total, and hosts can record partial amounts received. The remaining balance updates automatically.
Comped stays — hosts can waive the entire payment after the booking is confirmed. Useful when circumstances change or the host decides to treat their guest.
Stay exchanges — if both people are hosts, a booking can be settled as a stay exchange instead of a cash payment. The value goes on the ledger rather than through a bank.
Free stays — if the guest's pricing tier gives them 100% off, no payment record is created. Nothing to track, nothing to pay.

Simple payments, no platform fees

Set up your payment methods, share your property, and let KynStay handle the bookkeeping. With direct payment you keep 100% of what your guests pay. Integrated KynStay payments (coming soon) are just 5%.